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Payday Loans

Payday loans are a type of loan that many people turn to when they need money quickly. The application process is one of the quickest and simplest, and you can have the money you need within minutes once you have signed your contract. Same Day Personal Loans work with so many payday lenders across Australia, so you have a much better chance of being approved when you apply for your loan with us.

Leading payday loans in Sydney 

At Same Day Cash Loans, we understand that you may need the cash earlier than expected. Our large expanse of lenders offer various payday lending solutions to accommodate your financial circumstances. Our lending process is completely online. You can apply through our hassle free online form, completed within only a few minutes! Our lenders provide fast approval rates, and payments deposited into your nominated account. We offer early paydays for various potential issues such as covering medical expenses, or unexpected fines.

We provide ease through difficult financial circumstances, so you no longer have to worry! Our lenders curate lending solutions for every borrower, by providing comprehensive assessments of your financial situation. We take everyone into consideration, regardless of poor credit or bad credit history we are guaranteed to optimize a suitable solution for you. Do you want a fast and easy payday loan in Sydney? Complete our online form today!

Payday loans can be used for a variety of reasons, such as:

  • Unexpected expenses, such as car repairs or medical bills
  • Paying off other debts
  • Supplementing your income between paychecks
  • Necessary home renovation, such as pipe installation
  • Paying off fines

No matter what your reason for needing a payday loan, Same Day Personal Loans can help you find a payday lender. We have a simple application process that can be completed in minutes, and we work with lenders all across Australia to get you the best possible deal on your loan. Apply online today and get the money you need within hours!

Why Apply With Us

  • We Offer a Range of Payday Loans
  • Quick application process (Done in 8 minutes)
  • Wide range of lenders across Australia
  • Money within hours*
  • Australian owned and operated
  • We’re On Your Side

How Quick Can I Get Approved For A Payday Loan

Normally once you have applied online you will know the outcome of your application either instantly or within a few hours if the lender requires more information. If the lenders need more information from you to help you get approved for your payday loan they will get in contact with you. Most lenders now offer instant transfers which mean as soon as you are approved and have signed your documents the lender will transfer you the money and depending on your bank you could have the funds in your account within minutes.

*Some lenders may require more information which will delay the money being transferred to you.

How Much Can I Borrow

The amount you can borrow will depend on the lender and your personal circumstances. Payday loans are typically between $300-$2000 with most lenders however, as Same Day Personal Loans work with so many lenders including personal loan lenders you can apply for much more however, these amounts will mean you will be referred to a personal loan lender.

What Are The Repayment Terms

Repayment terms for payday loans are usually between 16 days and 1 year, although some lenders that we work with may offer longer terms. You will need to repay the loan in full by the due date, plus any fees or charges that may apply.

Can I Apply If I Have Bad Credit

Yes! You can still apply for a payday loan even if you have bad credit. We understand that sometimes things happen and you may have missed a payment or two in the past, which is why we work with a wide range of lenders to give you the best chance to find the right lender for you. Our lenders ensure a suitable lending solution for you, regardless of bad credit history. Your financial needs are prioritized to assure a smooth lending process.

What are the fees associated with Payday loans? 

Our reliable and efficient lenders offer complete transparency of all fees involved in payday loans. The lender will deliver a loan contract detailing the necessary information. This assures that you are informed of the terms and conditions involved in the loan. Same Day Cash Loans guarantees a smooth loaning process, so you can get your loan with no worries!

If you didn’t find what you need here, check out Money Smart’s Payday Loans page.